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Finance Center

Open Today! Sales: 9am-8pm
Call us at: (312) 300-0920

Financing Options in Chicago, IL

Your New and Used Automotive Financing Experts

At Toyota of Lincoln Park, we offer competitive financing rates and terms on our great selection of new and used cars, trucks, and SUVs. Whether you’re interested in financing or leasing your next new vehicle, our expert and experienced finance staff are here to help. Contact Toyota of Lincoln Park’s financing team today or, if you’re ready to start the financing process, you can fill out our secure finance application online. Keep reading to learn more about the difference between financing and leasing, why you should choose Toyota Financial Services, and to uncover all the benefits of financing at Toyota of Lincoln Park.

Two Toyota cars driving down the street.


When you finance your vehicle, you are buying it and will receive a range of satisfying ownership benefits. Not only are you getting a stylish and reliable vehicle, but you’ll also be receiving an impressive warranty loaded with perks. Financing is a great option for anyone who can provide a down payment and is looking for long-term investment. Your monthly payments will be determined by the vehicle price, amount of your down payment, trade-in value, interest rate, and the length of your finance term.

 Additional buying benefits include:

  • Less worry about your car’s condition
  • No limit on mileage
  • Full ownership of your vehicle
  • Factory warranty to cover major repairs

Toyota Truck driving in the dessert.


When you lease a vehicle, you are only paying for the portion of the vehicle you use over the course of the lease. Some lease benefits may include a lower down payment, or possibly none at all. Leases generally only last 24 to 48 months which means you’ll always be getting the latest stylings, technology, and performance offerings. So if you like to change things up or want to try out a different model every few years, leasing may be right for you. Additional leasing benefits include:

  • Payments are usually lower, compared to a purchase
  • Lower down payment
  • Opportunity to drive a new car every two to three years
  • Factory warranty to cover major repairs

Why finance at Toyota of Lincoln Park?

Our finance experts are here to guide you through the financing process and help you get into the vehicle of your dream today. Toyota Financial Services has provided leases and financing to millions of Toyota drivers. Toyota owners can book dealership appointments, see maintenance milestones, make car payments if financed by Toyota Financial Services, view owner’s manuals, and more all online. Additional reasons to choose Toyota over the competition include:

  • If you’ve previously financed or leased a vehicle through Toyota Financial Services (TFS), you may be eligible for special benefits, including a disposition fee waiver
  • Access your Toyota Motors Finance account 24/7, no matter where you are
  • Special offers on New Toyota vehicles at Toyota of Lincoln Park
  • Toyota vehicles have been consistently rated as IIHS Top Safety Picks, and have been awarded “Low Cost to Own” and “Best Resale Value” awards from

Finance FAQs

  • Financing contracts usually are for 24 to 72 months.
  • Leasing contracts usually are for 24 to 60 months.

You determine the number of miles you plan to drive during the lease term before you sign the contract, but 12,000 to 15,000 miles per year is typical. You may incur charges on any excess mileage.

You may purchase your leased vehicle or return it to Toyota of Lincoln Park, at which point you may choose to purchase or lease a new Toyota.

Choosing whether to lease or finance is a decision based on your lifestyle and budget. Our finance experts at Toyota of Lincoln Park are happy to help walk you through the pros and cons of each option.

  • No limit on mileage
  • Full ownership
  • Factory warranty

Our Reviews

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Cars Dec 19, 2022

Extremely satisfied with the customer service. Galina walked us through all steps in the purchasing process; the day we got our car was quick, smooth and enjoyable. Will definitely recommend! She is the best

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Cars Dec 16, 2022

I Stop by and spoke with sale associate Troy Bell. He gave wonderful advice on newer models.. I want to purchase a car for my daughter. He gave excellent pointer on which way to go. I will be back in the near future.

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Cars Nov 16, 2022

Worked with Edgar today to help me appraise my vehicle and look at potential upgrades. I have been putting a lot of money in my car and now its time for an upgrade. He was very patient and understanding. He helped me pick the right car for me and my family. I highly recommend seeing Edgar at Toyota of Lincoln Park

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Cars Nov 8, 2022

Edgar was very helpful and respectful and took my timer serious and answered all the questions I needed answered. He took the time to show me all my different options that would fix my budget. Did an amazing job !!

Toyota of Lincoln Park is located at: 1561 N Fremont St • Chicago, IL 60642
Toyota of Lincoln Park 41.910367, -87.650253.