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Finance Center

Open Today! Sales: 9am-8pm
Call us at: (312) 300-0920

Financing Options in Chicago, IL

Your New and Used Automotive Financing Experts

At Toyota of Lincoln Park, we offer competitive financing rates and terms on our great selection of new and used cars, trucks, and SUVs. Whether you’re interested in financing or leasing your next new vehicle, our expert and experienced finance staff are here to help. Contact Toyota of Lincoln Park’s financing team today or, if you’re ready to start the financing process, you can fill out our secure finance application online. Keep reading to learn more about the difference between financing and leasing, why you should choose Toyota Financial Services, and to uncover all the benefits of financing at Toyota of Lincoln Park.

Two Toyota cars driving down the street.


When you finance your vehicle, you are buying it and will receive a range of satisfying ownership benefits. Not only are you getting a stylish and reliable vehicle, but you’ll also be receiving an impressive warranty loaded with perks. Financing is a great option for anyone who can provide a down payment and is looking for long-term investment. Your monthly payments will be determined by the vehicle price, amount of your down payment, trade-in value, interest rate, and the length of your finance term.

 Additional buying benefits include:

  • Less worry about your car’s condition
  • No limit on mileage
  • Full ownership of your vehicle
  • Factory warranty to cover major repairs

Toyota Truck driving in the dessert.


When you lease a vehicle, you are only paying for the portion of the vehicle you use over the course of the lease. Some lease benefits may include a lower down payment, or possibly none at all. Leases generally only last 24 to 48 months which means you’ll always be getting the latest stylings, technology, and performance offerings. So if you like to change things up or want to try out a different model every few years, leasing may be right for you. Additional leasing benefits include:

  • Payments are usually lower, compared to a purchase
  • Lower down payment
  • Opportunity to drive a new car every two to three years
  • Factory warranty to cover major repairs

Why finance at Toyota of Lincoln Park?

Our finance experts are here to guide you through the financing process and help you get into the vehicle of your dream today. Toyota Financial Services has provided leases and financing to millions of Toyota drivers. Toyota owners can book dealership appointments, see maintenance milestones, make car payments if financed by Toyota Financial Services, view owner’s manuals, and more all online. Additional reasons to choose Toyota over the competition include:

  • If you’ve previously financed or leased a vehicle through Toyota Financial Services (TFS), you may be eligible for special benefits, including a disposition fee waiver
  • Access your Toyota Motors Finance account 24/7, no matter where you are
  • Special offers on New Toyota vehicles at Toyota of Lincoln Park
  • Toyota vehicles have been consistently rated as IIHS Top Safety Picks, and have been awarded “Low Cost to Own” and “Best Resale Value” awards from

Finance FAQs

  • Financing contracts usually are for 24 to 72 months.
  • Leasing contracts usually are for 24 to 60 months.

You determine the number of miles you plan to drive during the lease term before you sign the contract, but 12,000 to 15,000 miles per year is typical. You may incur charges on any excess mileage.

You may purchase your leased vehicle or return it to Toyota of Lincoln Park, at which point you may choose to purchase or lease a new Toyota.

Choosing whether to lease or finance is a decision based on your lifestyle and budget. Our finance experts at Toyota of Lincoln Park are happy to help walk you through the pros and cons of each option.

  • No limit on mileage
  • Full ownership
  • Factory warranty

Our Reviews

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Cars Sep 13, 2022

Best experience so far. I appreciate the whole process of buying made so simple and straightforward. No hidden charges and very clear about pricing which I am always concerned about. Thank you R.Taher for your best service. You are the best!!!

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DealerRater Aug 3, 2022

My first time having my car serviced in Chicago. Very thorough and Carlos explained everything to me and set up my next appointment. There for 12,000 mile check up. Only waited one hour. Excellent service.

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Cars Jul 15, 2022

I just wanted to say thank you to Edgar Rivera at Toyota of Lincoln Park. Edgar was patient with me and extremely knowledgeable. He was unlike the other sales people at other dealerships I encountered. He was respectful and kind. He even gave my children candy and coloring books so they wouldn't be bored while we waited. Thank you Edgar!

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Cars Jul 15, 2022

UPDATE: 7/14/22...…/ am happy to report Mr. Derek Urban, the dealership manager, has contacted me, and has worked closely with me, setting a new, high bar, for after-sales service. He let me know he had just heard of my trials and tribulations with the 2017 Mercedes', and his credo is to "do things right". and he really stands by his word. He stepped right in, has sent me a new wheel And new tire, reimbursed me for not only the installation of those, but reimbursed me for the money i paid for the air conditioning charge, and he even went ...

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DealerRater Jul 7, 2022

Thank you Gerardo Sr for your excellent and talented service. We are very pleased with our new car! I would definitely coming to Lincoln park of Toyota with Gerardo Sr

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Toyota of Lincoln Park is located at: 1561 N Fremont St • Chicago, IL 60642
Toyota of Lincoln Park 41.910367, -87.650253.